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6

Countries
of operation

€ 100 million

Financed
loans

12 %

Average
interest rate

Explore what we offer

No pending payments

The incoming payments from Loan Originators will appear on your account instantly due to swift intra group transfers.

Group
guarantee

Each Loan Originator’s obligations are secured by guarantee from Kviku Group.

Buyback
guarantee

When borrowers are late for more than 30 days, the platform will buy back the loan from an investor.

Autoinvest with
no cashdrag

Create Autoinvest portfolios to automatically make investments as loans are added to the platform.
* Group guarantee includes inter alia guarantees from operating companies Kviku Global Ltd, Kviku Lending Ltd, TOO MFO Kviku.

Why invest in Kviku Group portfolio of loans?

Global presence

Kviku is one of the fastest-growing Fintech lending groups globally. We position ourselves as a neobank which provides instant lending solutions to customers all over the world.

Longstanding operations

We issued the first loan in 2013 and have since then developed cutting edge credit scoring and online identification technology allowing us to gain a solid footprint in every country of operation.

Strong track record

Since our establishments, we have processed more than 10 mln client applications and have issued BNPL loans, Virtual credit cards, and Installment Loans totaling almost EUR 300 mln.

Diversified growth

We are focusing on product and geographical diversification with current presence in Russia, Kazakhstan, India, Spain, Poland
and the Philippines .

Regulatory framework

Our operating companies are working under strict supervision of the local regulators including Central Bank (Russia, Kazakhstan), Securities and Exchange Commission (Philippines), ASNEF (Spain).

Solid funding base

Our loan portfolio is financed by own funds and retail investors. We are also backed by institutional investors in Europe and Asia.

Geographical coverage

1"/>
Russia
Launched in 2013
11,3
143,9
76,1 %
Philippines
Launched in 2020
3,1
108,1
62,9 %
Kazakhstan
Launched in 2018
9,3
18,6
76,4 %
Poland
Launched in 2019
15,3
38,4
63,9 %
Spain
Launched in 2019
30,5
46,4
87,1 %
Indonesia
Expected to launch in 2023
3,9
269,5
53,7%
Vietnam
Expected to launch in 2023
2,6
97,4
66,3%
India
Launched in 2022
2,0
1,400
34,1%
Our key consumers products include: Virtual Credit cards, BNPL Loans and Installment loans.

BNPL
Loan

Loan size
up to Eur 2,000
Loan term
2-12 months

Installment Loan

Loan size
up to Eur 3,000
Loan term
6 months

Virtual
Credit Card

Loan size
up to Eur 1,000
Loan term
up to 1 year
GDP per capital ($)
Population (mln)
Internet penetration

Primary market

CountryLoan dateAmountInvest rateInvestedAvailableLoan termPaymentsStatus
Spain
03.10.2022€ 50.0010%€ 49.69 (99%)€ 0.310/60 dayshalf-monthlycurrent
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Spain
03.10.2022€ 50.0010%€ 45.25 (91%)€ 4.750/60 dayshalf-monthlycurrent
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Philippines
30.09.2022€ 13.0511%€ 10.00 (77%)€ 3.053/60 dayshalf-monthlycurrent
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Philippines
30.09.2022€ 13.0512%€ 10.23 (78%)€ 2.823/60 dayshalf-monthlycurrent
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Spain
current
  • Loan date 03.10.2022
  • Amount € 50.00
  • Invest rate 10 %
  • Invested € 49.69 (99%)
  • Available € 0.31
  • Loan term 0/60 days
  • Payments half-monthly
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Philippines
current
  • Loan date 30.09.2022
  • Amount € 13.05
  • Invest rate 11 %
  • Invested € 10.00 (77%)
  • Available € 3.05
  • Loan term 3/60 days
  • Payments half-monthly
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